Collection of NSF checks in Georgia

Nothing is more frustrating to a creditor who has provided goods or services to a client than to receive payment in the form of check that is later returned by the bank as insufficient funds.  Fortunately, the state of Georgia Bad Check Laws are in your favor and by following the correct procedures to collect on a bad check, you will most likely be able to recover your money as well as additional bad check penalties.

Insufficient funds check collection in Georgia

The state of Georgia has stiff penalties for those  who pass bad checks.  In most cases, the creditor will be able to add double the amount of the check (Up to $500) and a bad check administration fee of $25 as a statutory bad check penalty.  Unfortunately, this statute does not extend to stop payment checks, but if the debtor has issued a bad check returned by the bank as insufficient funds, the penalty can be assessed.  In addition, Georgia has bad check criminal statutes in effect that cover checks that have been issued as insufficient funds.  Please contact our offices to obtain more information regarding these statutes.

Attorney in Atlanta, Georgia for collection of bad checks

The law firm of Howe & Associates represents creditors in the collection of bad checks. We can work on your behalf to assist you in the process of collecting your funds, as well as the statutory penalties covering the bad checks.

Contact our office to schedule a meeting to discuss the bad check collection laws in Georgia.

With the state of the economy and with delinquencies are on the rise, it is critical for lenders to move quickly and efficiently when faced with a delinquency.  Non-producing assets are not what you want. 

Foreclosure Law Firm in Atlanta

Because Georgia is a non-judicial foreclosure state, the time to complete a foreclosure is much shorter than most other states.  In Georgia, the process of foreclosure from the initial notice -.to the sale at auction can be completed in a very efficient amount of time, if you have a law firm that is well versed in foreclosures in this state. In addition, if you are holding a mechanics lien we can foreclose on that as well as a judgment lien. We are a.judgment lien foreclosure law firm.

State of Georgia Foreclosure Attorney

Howe & Associates is well versed.  Whether you are a lender, holder of a mechanic’s lien, or investor, we can help.

Personal Property Foreclosure Attorney in Atlanta, Georgia

Under the UCC, or The Uniform Commercial Code, a creditor may foreclose upon their collateral provided a financing statement is filed with the court.  In order to foreclose on personal property in Georgia for which creditor holds collateral, the creditor would file a writ of possession, otherwise known as a replevin action or a trover action.  Our Georgia replevin attorneys will work on your behalf to recovery your merchandise.

The issuance of credit is a time-honored tradition.  Without it, most businesses would not be able to operate at peak efficiency and the growth of the economy, in and effort to return to normal, would not be able to happen. On most occasions, the credit card industry works fine.  Those in need of this convenience and extension of credit, rely on the issuance of credit cards to go about their daily routines in their business and personal lives. 

Atlanta Credit Card Collections Law Firm

One of the biggest problems confronting business owners is the cash flow challenges exacerbated by tightening credit markets brought on by a recession, the sub-prime mortgage fallout and economic crisis. With less availability and access to credit, businesses are increasingly turning to and relying upon the legal services for credit card debt recovery.  This service may be critical for some companies to maintain positive cash flow and keep their businesses operational.

Outsourcing your credit card collection woes, and knowing when to hire third party debt collection legal services are often important decisions to consider when you operate a business. Credit extended to customers or clients is often a gamble, because even those with excellent credit history can experience financial hardship during difficult financial times.  Regardless of the circumstances it is still important that you receive the money you are owed to ensure a positive cash flow for your business.

The law firm of Howe & Associates represents creditors in the collection of credit card debt.   We will work on your behalf to assist you in the process of collecting your funds, as well as any statutory penalties covering the bad credit card debt.

Contact our office to schedule a meeting to discuss the bad credit card collection laws in Georgia.

In the debt collection industry, it has been said that obtaining a judgment is only half of the battle.  Being able to collect on an obtained judgment takes time, effort and expertise. Fortunately, Georgia has statutes that provide great power to creditors.  Whether you have obtained a judgment here in Georgia or you have obtained a judgment in another state, we can help.

You Only Pay If We Collect Your Debt!

Domestication of a Judgment in Georgia

Pursuant to the Uniform Judgment Enforcement Act, Georgia will recognize judgments obtained in most every other state. The advantage to the creditor is that they will not be forced to file a completely new lawsuit if the debtor moves from that state to here in Georgia. The judgment can be domesticated-a procedure that entails filing of the judgment in the county of the debtor’s residence.

Judgment Enforcement Lawyer in Atlanta Georgia

A judgment will attach as a judgment lien against all of the debtor’s real and personal property.  In addition, creditor collection remedies in Georgia include bank garnishment, wage garnishment, property levy.  A judgment debtor examination under oath can be conducted as well as serving post judgment discovery on the debtor to locate assets to attach with the judgment.  Being aware of all of the judgment enforcement laws in Georgia requires the services of an experienced debt collection attorney. 

Law Firm for Judgment Enforcement in Georgia

Since 1985, the law firm of Howe & Associates has worked with creditors to enforce and collect on judgments.  With knowledge gained from over 60,000 debt collection claims handled over nearly three decades, judgment enforcement is something we are quite good at.

Business contracts and legal agreements are the basis of all business operations.  The contract sets out the responsibilities of everyone involved. Not all contracts are perfectly written, and it is difficult for a contract to anticipate every situation. A breach of contract is a failure to fulfill the duties and terms of an enforceable agreement which causes harm to the other party.  Since no one ever enters into a contract with the intention of breaking it, you may not fully understand the consequences a breach of contract may cause, or know what remedies are available to you if someone else breaches their obligation to you.

Don’t Delay!! There is a statute of limitations on breach of contract disputes.  Get the help you need to collect the debt.

Since 1985, the breach of contract attorneys at Howe & Associates have gone to court and successfully litigated thousands of contract cases.  A breach of contract lawyer at our firm will advise you of your rights with respect to the agreement at issue. They will be able to tell you if it is better to settle or fight it out in court.  They will also let you know what remedies are available to you.

Breach of Contract Remedies

Compensatory Damages – these cover the economic loss resulting from the breach of contract, to put you in the exact situation you would be in if there were no breach.

Consequential or Incidental Damages – these are reasonably foreseeable damages which result from a broken contract.

Liquidated Damages – these are terms in your contract which motivate each party to honor the contract.

Punitive Damages – this is essentially a monetary punishment for the party breaking the agreement, and is rare because other remedies are usually easier to obtain.

Specific Performance – the Court orders the contract breaker to perform and honor the contract.  Specific performance is unusual and mostly used to remedy real estate transactions.

Other Remedies may include Recission where both parties are excused from performing their part of the contract and Reformation, where the contract is virtually amended. If you prefer, the breach of contract attorneys at Howe & Associates will defend you in dispute resolution, arbitration or mediation.

Contact Atlanta Breach of Contract Attorneys Now

Uncompromising Legal Solutions Since 1985

Your company excels at what it does. You supply the product or service in a way that makes you proud.  You have completed your portion of the contract and fully expect to be paid for your efforts.  The problem is, the client either makes excuses or does not even answer the phone or return calls.  Your demand letters are ignored.  Certainly you do not think that is fair.  Neither do we.  That is why we have focused our practice on representing creditors to collect bad debts since 1985.  With nearly three decades of debt collection experience, we have become very good at collecting debts and our hundreds of clients believe so as well.

You Only Pay If We Collect Your Debt!

Debt Recovery and Creditor’s Rights Law Firm covering the State of Georgia

No matter what type of business the creditor is in and no matter the type of debt collection claim we receive:

• Insurance Premium Debt Collection
• Software Debt Collection
• Contract Disputes
• Medical Services Debt Collection
• Hospital Liens
• Credit Card Debt Collection
• Architect Debt Collection
• Student Loan Debt Collection
• Temporary Services Debt Collection
• Attorney Fee Debt Collection
• Supplier Debt Collection
• Subcontractor Debt Collection

We charge on a contingency basis, so we are compensated only if we collect the debt and our contingency fee stays the same regardless of how many hours we work a file. We can file suit, conduct discovery, trial, garnishments and levies,and are only compensated if we collect the debt.

Our proven debt collection strategy can put your company in the best position to collect the debt.  In addition, the laws in Georgia allow you to collect your attorney’s fees from the debtor as well, provided the proper documentation exists.

Atlanta, Georgia Debt Collections Attorney

Upon receipt of each new claim in our office, the debtor receives an immediate attorney demand letter, attorney telephone demands, and our investigators conduct a thorough debtor investigation of the claim, as well as a complete asset search.  In response to our initial demands, if the debtor does not amicably enter into a payment plan acceptable to our client, we would recommend that a lawsuit to collect the debt be filed. Only upon approval from the client will we accept any payment plans or file suit to collect a debt. Because we work on a contingency basis, the creditor is assured that they only pay if we obtain a collection.

Debt Collection Lawyer Atlanta, Georgia

The law firm of Howe & Associates represents creditors in the collection of debts in the entire state of Georgia. If you need assistance with your debt collection matters, contact our office today for a free of charge evaluation of your debt collection claim.